Dwelling Fire Insurance

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Dwelling Fire Insurance in Tullahoma, Tennessee

What is Dwelling Fire Insurance?

This type of insurance coverage is similar to a homeowners insurance policy and helps to protect a residential structure in the event that it is damaged by a covered hazard. Fire is one of the most common hazards that are covered under this type of insurance policy. If you have this type of coverage, the contents of your house damaged during a fire could be eligible for repair or replacement if you purchased additional coverage for your personal property.

If you have an unfortunate fire on your residential property, it may damage much more than just the house property. With dwelling coverage, you would be protected from the damage caused to any portion of your property that is connected to the main structure of your house. If you have other structures on your property, such as a detached garage, a guest house or a pool house, then you can certainly request additional coverage for these separate structures. Additional coverage is sometimes referred to as other structures protection.

Similar to a homeowners policy, there are many options on a dwelling fire policy and you can insure the home with as broad of additional coverage as you would like or as stripped down as you would like.

Dwelling Fire Insurance Coverage that You Can Rely On
At Lester, Greene, McCord and Thoma Insurance Agency, we have been proudly serving residents of Tullahoma, Tennessee for all of their insurance needs since 1940. If you are interested in how we can help make sure that your home is protected in the event of a disaster, call us right away at (931) 455-3453 to speak with one of our helpful representatives. We cover all of Tennessee with a focus on Tullahoma, Manchester, Winchester, Lynchburg, Decherd, Shelbyville and surrounding areas.

This content represents only brief statements that relate to coverages. Please consult your independent agent for specific coverages, conditions and exclusions, as well as information about other fine products from Lester, Greene, McCord and Thoma Insurance.
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