Top 5 Questions for Retail Business Insurance

1. What are main coverages needed on a retail business?
  • Property
  • Liability
  • Loss of Income
  • Computer Property
  • Equipment Breakdown
  • Employee Dishonesty
  • Brands and Labels
  • Signage
  • Cyber Liability

2. What are examples of retail operations?
  • Bakeries
  • Home Improvement Stores
  • Boutiques
  • Shoe Stores
  • Paint Stores
  • Jewelry Stores
  • Clothing Stores
  • Convenience Stores
  • Furniture Stores

3. What are some business specific coverages related to retail stores?
  • Pollution
  • Liquor Liability
  • EPLI
  • Equipment Breakdown
  • Crime
  • Spoilage or Food Contamination

4. Does my retail business need to be on a business owners policy or a commercial package policy?
Without seeing the coverage needs of your business, you could go either way. At our agency, we will help design a plan for you based on what you need. With retail businesses being so broad in scope, each retail business will have different needs and also “wants.”

5. What insurance coverages do I need for my retail business? Similar to question number 4, retail businesses are very broad in scope. Each retail business is going to have different needs. Some will fit on a business owners policy and that be all they need where others may need all of the more specific coverages that are listed in question 3.