1. What is a business owners policy?
Often referred to as a BOP, a business owners policy offers comprehensive coverage and add all types of coverages into one policy. By adding liability and property coverages as well as many other coverages to one policy, this is a great option for small to medium size businesses.

2.  What are some of the coverages included on a BOP?
Coverages that fall under the BOP are: Property coverage, Liability coverage, business interruption, equipment breakdown, crime, cyber, liquor liability, and many others

3.  What are some examples of coverage not covered under a BOP?
Commercial auto, Workers Comp, Employee Benefits, Key man life insurance, and Umbrella Coverage are a few examples of insurance that would need to still be on a separate policy.

4. What type of business can be covered under a BOP?
When they first started, BOPs really only covered small retail operation. As they have become more popular for businesses as well as insurance carriers, the range of businesses covered under a BOP has really expanded.

5. How much does a BOP cost?
The cost of a BOP depends on your industry, location, size, and business practices.