Employee Benefits and Group Health Insurance -
We Make Benefits Easy

Lester, Greene, McCord and Thoma is an independent, full-service employee benefits agency. Through our innovative suite of services, we offer plans that are uniquely built for your company’s needs. Products we offer and service:
  • Group Medical plans for two or more employees. This includes many types of funding arrangements such at fully insured, self insured, minimum premium, level funding and captive plans.
  • Group Dental plans – both employer and employee paid
  • Group Vision plans – both employer and employee paid
  • Group Short Term and Long Term disability
  • Employer paid life insurance with accidental death benefit
  • Worksite plans for your employees: Cancer, Accident, Critical Illness, life insurance, disability
  • 401K

What Sets Us Apart

As Broker of Record for your Benefits program we provide the following services and more:
  • Prepare and Analyze group insurance proposals, contracts and plan renewals for all lines of coverage
  • Analyze claims experience
  • Advise our customers regarding carriers, networks, plans and third party administrators
  • Provide customized open enrollment support, including and electronic and/or hard copy benefit materials
  • Review Summary Plan Descriptions and Evidence of Coverage for accuracy.
  • Communicate Legislative Mandates and assist with Affordable Care Act Compliance
  • Provide assistance on ERISA compliance
  • Demonstrate proper HIPPA protocols
  • Provide Administrative, Claims and Billing support
  • Provide a on-line Human Resources Library and monthly newsletter through HR360
Top 5 Questions for Employee Benefits

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