Lester, Greene, McCord and Thoma is an independent, full-service employee benefits agency. Through our innovative suite of services, we offer plans that are uniquely built for your company’s needs. Products we offer and service:

• Group Medical plans for two or more employees. This includes many types of funding arrangements such at fully insured, self insured, minimum premium, level funding and captive plans.
• Group Dental plans – both employer and employee paid
• Group Vision plans – both employer and employee paid
• Group Short Term and Long Term disability
• Employer paid life insurance with accidental death benefit
• Worksite plans for your employees: Cancer, Accident, Critical Illness, life insurance, disability
• 401K

As Broker of Record for your Benefits program we provide the following services and more:

• Prepare and Analyze group insurance proposals, contracts and plan renewals for all lines of coverage
• Analyze claims experience
• Advise our customers regarding carriers, networks, plans and third party administrators
• Provide customized open enrollment support, including and electronic and/or hard copy benefit materials
• Review Summary Plan Descriptions and Evidence of Coverage for accuracy.
• Communicate Legislative Mandates and assist with Affordable Care Act Compliance
• Provide assistance on ERISA compliance
• Demonstrate proper HIPPA protocols
• Provide Administrative, Claims and Billing support
• Provide a on-line Human Resources Library and monthly newsletter through HR360